Legal issues can arise at any time, from preparing a will or handling an unexpected traffic ticket to resolving a landlord-tenant dispute or navigating a real estate transaction. While many people are deterred by the high cost of legal representation, the Hyatt Legal Plan - now known as MetLife Legal Plans - offers a straightforward and affordable way to access legal services. For a modest monthly fee, this group legal insurance plan provides coverage for a wide range of personal legal matters, giving members access to a vast network of experienced attorneys.
In this post, we'll explore how you can access legal services through the Hyatt Legal Plan, what types of legal matters are covered, and the steps you need to take to make the most of your plan. Whether you're new to the plan or looking to maximize its benefits, this guide will help you understand how to get started and ensure you're getting the best possible legal assistance.
The first step in accessing legal services through the Hyatt Legal Plan is enrolling in the program. The plan is often offered as an employee benefit through your employer, though it may also be available through certain organizations or associations. Here's how to enroll:
During Open Enrollment: If your employer offers the Hyatt Legal Plan, you'll typically have the opportunity to enroll during the company's open enrollment period. This is the same time when you would sign up for other benefits, such as health insurance or retirement plans. The premium for the legal plan is usually deducted directly from your paycheck, making it easy to manage.
Contact Your HR Department: If you're not sure whether your employer offers the Hyatt Legal Plan, contact your human resources (HR) department. They can provide information on whether the plan is available and how to enroll.
Join Through a Partner Organization: Some associations, unions, or other groups may offer the Hyatt Legal Plan to their members. Check with any organizations you're a part of to see if they provide access to this benefit.
Once you're enrolled, you'll pay a fixed monthly premium, typically between $15 and $25, depending on your employer's plan. This premium covers most of the legal services offered, meaning you won't face additional out-of-pocket costs for many of the legal matters you encounter.
One of the key advantages of the Hyatt Legal Plan is the breadth of legal services it covers. Whether you're dealing with a routine legal matter or something more complex, the plan provides access to qualified attorneys who can help. Here are some of the most common legal matters covered by the plan:
Before contacting an attorney, it's important to clearly identify the legal issue you're facing. Understanding the specific type of legal help you need will make it easier to find an attorney who specializes in that area and can assist you most effectively.
Once you've identified your legal needs, the next step is to find an attorney through the Hyatt Legal Plan's extensive network of providers. The plan has a network of over 14,000 attorneys across the United States, covering all major areas of law. Here's how to find the right attorney for your case:
The easiest way to find an attorney is by using the plan's online directory, available through the MetLife Legal Plans website. Here's how to navigate the directory:
Log in to Your Account: Visit the MetLife Legal Plans website and log in to your account using the credentials you created when you enrolled.
Search by Legal Matter: Once you're logged in, you can search for an attorney by the type of legal matter you're dealing with. For example, if you need help with estate planning, you can filter your search to show attorneys who specialize in drafting wills and trusts.
Filter by Location: You can also search for attorneys based on your location. The directory will provide a list of network attorneys near you, allowing you to choose someone who is conveniently located.
If you prefer not to use the online directory or need additional assistance, you can also call the MetLife Legal Plans customer service team. They can help match you with an attorney who specializes in the legal issue you're facing. This is especially helpful if you have specific questions or need help narrowing down your options.
The Hyatt Legal Plan primarily covers services provided by in-network attorneys, meaning you won't have to pay additional fees for covered legal matters. However, if you already have a relationship with an attorney who is not part of the network, you may still be able to use their services. In this case, you would pay the attorney directly, and the plan would reimburse you for a portion of the cost, up to a specified limit.
Once you've chosen an attorney, the next step is to schedule a consultation. This initial meeting allows you to discuss your legal matter, get advice, and determine the best course of action. Here's what you can expect during the consultation:
Discuss Your Legal Issue: Bring any relevant documents and information related to your legal matter. For example, if you're preparing a will, bring information about your assets, beneficiaries, and any special requests you have. The attorney will ask questions to better understand your situation and provide advice on how to proceed.
Understand the Process: The attorney will explain the legal process, including any steps you need to take and what to expect moving forward. They'll also outline the timeline for resolving your case and any potential challenges that could arise.
No Additional Costs for Covered Services: For most legal matters covered by the plan, there won't be any additional costs beyond your monthly premium. The attorney will provide the necessary legal assistance, such as drafting documents or representing you in court, at no extra charge for covered services.
After your consultation, your attorney will begin working on your case. Depending on the complexity of your legal matter, the process may involve multiple meetings, document preparation, or court appearances. Here's how to make the most of the ongoing legal assistance you receive:
Stay Organized: Keep track of all correspondence, legal documents, and communications related to your case. Staying organized will help you stay on top of deadlines and ensure that your attorney has all the information they need to represent you effectively.
Communicate Regularly: Make sure to maintain open communication with your attorney. If new information arises or if you have questions about the progress of your case, don't hesitate to reach out. Attorneys often handle multiple cases at once, so keeping the lines of communication open ensures that your case remains a priority.
Follow Legal Advice: Your attorney will provide advice based on their legal expertise, so it's important to follow their recommendations. Whether it's preparing certain documents or attending a court hearing, taking action in line with your attorney's advice will help ensure a favorable outcome.
While the Hyatt Legal Plan covers a wide range of legal services, there are certain matters that may not be fully covered or that fall outside the scope of the plan. For example, complex litigation or business-related legal matters may require additional fees. In these cases, your attorney will let you know up front what costs you might be responsible for, and they can help you determine the best course of action.
To maximize the benefits of your Hyatt Legal Plan membership, keep the following tips in mind:
Use the Plan Regularly: Don't wait for a major legal issue to arise before using the plan. Many people only think to consult an attorney when they're facing a serious legal matter, but the Hyatt Legal Plan also covers everyday legal needs, such as preparing a will, handling a traffic ticket, or reviewing a lease agreement. Regular use of the plan can help you avoid future legal problems and ensure that your legal documents are up to date.
Ask Questions: If you're unsure about what's covered under your plan or how to get started, don't hesitate to ask questions. The MetLife Legal Plans customer service team is there to help you navigate the process and ensure you're taking full advantage of the benefits.
Plan Ahead for Major Life Events: Whether you're buying a home, getting married, or starting a family, major life events often come with legal implications. Use the Hyatt Legal Plan to prepare in advance, so you're ready for any legal issues that may arise.
The Hyatt Legal Plan offers a simple, affordable way to access legal services for a wide range of personal legal matters. By enrolling in the plan, identifying your legal needs, and connecting with an experienced attorney through the plan's network, you can get the legal help you need without the high costs typically associated with legal representation. With its extensive coverage, easy access to attorneys, and predictable monthly cost, the Hyatt Legal Plan is an invaluable tool for anyone looking to simplify their legal matters and protect their rights.